M2O Insurance Mobile

Privacy Policy

Effective on 2013-06-04

This privacy statement describes how M2O Insurance collects and uses the personal information you provide. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

Location Services

Some services on this app make use of location-based data. If you allow these services, we will collect information about the Wi-fi routers closest to you and the cell IDs of the towers closest to you.

We use this information to provide the requested location-based service, not to identify you. You will be asked for your permission each time a location-based service is requested.
  • Provide you content based upon your location.
  • Provide you local search results.
  • Map routes and provide directions to locations that you specify.

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Collection and Use

We collect the following personal information from you:
  • Contact Information such as name, email address, mailing address, phone number
  • Driver's License Number
  • Unique Identifiers such as user name, account number, password

As is true of most Web apps, we automatically gather information about your computer such as your IP address, browser type, referring/exit pages, and operating system.

We use this information to:
  • Send you requested product or service information
  • Respond to customer service requests
  • Provide the financial services you requested

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Sharing Your Information

We will share your information with third parties only in the ways that are described in this privacy statement.

We may disclose your personal information
  • as required by law, such as to comply with a subpoena, or similar legal process.
  • when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
  • if M2O Insurance is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web app of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
  • to any other third party with your prior consent to do so.

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Tracking and Ads

We or a third party contracted by us may use technologies such as cookies, Web beacons, or scripts to gather information about how you and others interact with our Web app. For example, we will know how many users access a specific areas or features within our app and which links or ads they clicked on. We use this aggregated information to understand and optimize how our app is used, improve our marketing efforts, and provide content and features that are of interest to you.

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Security

The security of your personal information is important to us. When you provide sensitive information (such as a credit card number) to us, we encrypt the transmission of that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security.

If you have any questions about security on our Web app, you can contact us at mminfo@m2oins.com

We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at mminfo@m2oins.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

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Other Information

Correcting and Updating Your Personal Information

To review and update your personal information to ensure it is accurate, contact us at mminfo@m2oins.com.

Notification of Privacy Statement Changes

We may update this privacy statement to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this App prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

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Contact

You can contact us about this privacy statement by writing or email us at the address below:

M2O Insurance
300-685 Richmond St
London, ON N6A 5M1
Canada
Phone: 519 673 0880

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